[사회과학] 보험의 불완전판매에 관하여

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Ⅵ. 불완전판매에 관한 입법적 개선방안···································································································14

Ⅶ. 결론·········································································································································································19

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Ⅰ.서설

현대사회에서 보험제도는 문화, 경제, 산업 등 각 분야에 걸쳐 그 중요성이 인정되고 있다. 특히 고도로 발전된 의학기술 및 생명과학 등의 영향으로 인간의 평균기대수명은 과거보다 크게 연장되었고, 이와 함께 인구고령화에 따른 이른바 장수위험 등으로 인해 보험을 포함한 전반적인 금융환경은 계속 변화하고 있으며 다양한 금융 및 보험상품이 등장하게 되었다. 그러나 이러한 상품들은 실체를 지닌 보통의 상품들과는 달리 추상적이고 눈에 보이지 않는 것이어서 소비자의 입장에서는 명확하게 그 실체를 파악하거나 이해하기가 어려운 것이 사실이며, 이러한 이유에서 보험이나 금융상품등의 불완전판매로 인한 피해가 발생하고 있다.
특히 보험이란, 장래에 발생 가능한 우발적 사고위험에 대비하고 그로인해 발생하는 경제적 수요를 충족

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